Banking With the Best

The average Joe wants to make a million. The reason most average Joes do not, is they all copy their fellowman’s fearful behaviors. The secret to becoming a wealthy individual is choosing to do what others do not. There are some ancient tricks to becoming extremely wealthy. Here are five. The challenge is doing all of them consistently.

1. Choose to suffer and do what we do not want to do regularly. This trick comes from the ancient Proverbs of King Solomon, supposedly one of the wealthiest and wisest men who ever lived.

2. Ignore popular opinion. The popular religious author A.W. Tozer once observed, “The masses are always wrong.”

3. Warren Buffett, the billionaire chairman of Nebraska conglomerate Berkshire Hathaway, has this to say about investing, “Be fearful when others are greedy and greedy when others are fearful.”

4. Abide by the law. Be honest, don’t steal. Those who do so eventually get caught by the government.

5. Another good Buffett quote, “I happen to have a talent for allocating capital. But my ability to use that talent is completely dependent on the society I was born into. If I’d been born into a tribe of hunters, this talent of mine would be pretty worthless. I can’t run very fast. I’m not particularly strong. I’d probably end up as some wild animal’s dinner.” Humility is the best teacher.

Martin Lustgarten is an investment expert with dual citizenship in Venezuela and Austria. It is his desire to help the public learn how to spread their wealth between multiple portfolio baskets, in order to better protect their future. He wants to serve as an example for other investors to follow as they preserve their financial futures.

Martin Lustgarten thinks that retirement is an important goal. Martin wants to help investors wisely plan for their retirement using financial tips from the best investors in the past and present. Martin believes that it takes expert investment advice to succeed, and that is what he is here for.

Instagram: @martinlustgarten

The DeVos Family Gives Back

One of the most influential families in the United States that I have researched is the DeVos family. The DeVos family is not only known as a great philanthropist, but is also a prominent family that is involved in the business industry. The DeVos family is the founding family of Amway Corporation, a company that specializes in direct sales of goods and services to countries all around the world. With a billion dollar corporation, the DeVos family has become a heavy donator within the Grand Rapids regions of Michigan. The DeVos family is known to support many endeavors such as civil, the arts, and even educational endeavors. The DeVos family has donated countless scholarships and funds to support students who need money to pursue a higher level of education.

In recent news, Amway Corporations owner, Rich DeVos, paid an expensive compliment to Leslie Tassell who is the founder of the auto parts maker Lescoa. This compliment prompted Leslie Tassell to make a $1 million donation to a particular organization that the DeVos family is in support of. This large donation comes purely from the expectation that a high position in society does not come from what is worn or where one lives. A high position in society comes from how much one gives to charities and where the donations go towards.

As the DeVos family is a generous donator to several worthy organizations, this family is one of the elites in the state of Michigan. It has been calculated that this family has donated a total of $1.2 billion to organizations across the United States with the hopes that this will improve the lives of millions. In 2014, the DeVos family was even reported to have given a total of $92 million to organizations. This disclosed amount was only disclosed by the family in hopes that this would inspire even more donations from other wealthy families.

In 2013, the DeVos family donated a total of $90.9 million to several organizations. With this number, it was calculated that over 48 percent of these donations went towards education initiatives. In addition to this, much of the donations stay in the Grand Rapids region. As the DeVos family is a well respected family in this community, the DeVos family believes that it is their duty to continue improving the community. From what I have read and researched about the DeVos family, this family truly wants to give back to society.

Lauren Conrad Offers Tips for Planning Parties Without Stress

While parties are fun, they can be very stressful. For one thing, there can be a lot of anxiety that can go into the setup of the event depending on the party. Fortunately, Lauren Conrad has a few tips that could help reduce the stress of planning a party. One tip that she uses in order to put together a party is to not go for perfect. That could definitely ruin the purpose of the party which is to be fun. If a party is too perfect, then it can cause a lot of people to be restrained.

For those that are not used to planning parties, it is probably better to leave the planning to the professionals. One group of professionals is 23 Layers. They have planned parties of many types. Therefore, they have the experience and know how to give their clients the type of party that they want. One thing that makes 23 Layers special among party planners is the wide variety of services that they have to offer their customers. They offer catering services, workshops, productions, lighting and plenty of other services that can help their clients customize their parties. Customers have tons of options for their parties.

However, their options don’t stop at setting up the party. They also offer services that will be in effect for the duration of the party. Among the options that customers have is photography. One good thing about the parties designed by 23 Layers is that they can take pictures that will help their clients remember the experience they had at the event. 23 Layers is set up in New York to serve clients who are looking to put together a very unique event. The professional NYC-based event planners of 23 Layers are willing to not only set up the party, but to manage the party as well as clean up everything when the event ends.

Steve Murray: Over Three Decades of Finance

Starting as a humble trainee at Manufacturers Hanover Corporation, Stephen Murray probably did not see himself becoming the CEO of the seventeenth largest private equity funds, nor was it likely he saw himself being on the board of a variety of companies including AMC Entertainment, Cabela’s, and The Vitamin Shop.

While he only lived to be 52, he has led a full life of more than just making money by donating to charities such as Make A Wish. During all this, he even found time to raise four sons with his wife, Tammi.

He was born in Westchester County, New York in August of 1962. Later, in 1984, after graduating from Boston College with a degree in economics, Mr. Murray took a job at Manufacturers Hanover Corporation as a credit analyst.

During this time, he also spent time on the side earning his Master’s Degree in Business Administration from Columbia College. The process would take him five years of hard work while maintaining his job. He would complete this degree in 1989. Learn more about Stephen Murray CCMP Capital:

After completing his degree, Mr. Stephen Murray was hired by an offshoot of Manufactures Hanover Corporation called MH Equity. Two years later, Manufacturers Hanover was purchased by Chemical Bank. Five years later, Chemical Bank would merge with Chase Manhattan Corporation to become Chase Capital Partners. Despite the confusion of the multiple buyouts, Mr. Murray did his best to help whatever company he was working for.

He was eventually rewarded for his hard work. In 2005, when the dust finally settled from all the various buying and selling, Mr. Murray was promoted to the head of buyout business at JP Morgan Partners. However, the year before, this division of JP Morgan had managed to fully acquire a pharmecutical company called Warner Chilcott.

This was an unprecedented move for JP Morgan Partners, as before they had only bought partial control of their targets. Now, they had bought a profitable company out from under several companies that JP Morgan worked with, causing JP Morgan Partners to be spun off into CCMP in 2006. Mr. Murray would be named CEO in 2007.

Stephen Murray CCMP Capital never worked at another company for the rest of his life. In his tenure there, he eventually boosted the firm’s assets to around $12 billion. In February 2015, he stepped down due to medical reasons. He died the next month at the age of 52.

Beneful, Long Life and Happy

If dogs could talk! They would ask for Beneful dog food all the time. Delicious and nutritious, Beneful is created by Purina which has been in the pet food industry for almost a century. They have recipes that promote every dog’s physical needs from the puppy, adult and senior stages. Purina provides all the minerals and vitamins that puppies need in products like Beneful Healthy Puppy with Real Chicken Dry Food, Beneful Healthy Growth for Puppies Dog Food and Purina Puppy Chow Healthy Morsels Puppy Food. These varieties bolster their well-being during their early development. Rich in calcium, omega fatty acid and protein, some varieties contain colostrum, which strengthens the immune system.
Beneful Healthy Weight with Real Chicken is the answer to every dog’s weight problem. Feeding Beneful Healthy Weight to an overweight dog is the best thing for an active, long and happy life. Created to interact with a canine’s slow metabolic system, Healthy Weight is full of chicken protein, which improves energy and builds up bones and teeth. It also has apples and vegetables, which contain precious antioxidants that prevent illness. An element of soy was added to the recipe after Purina discovered that it can hinder weight gain. Dogs love its succulence.‘s Wet Dog Food Mediterranean Style Medley is a yummy recipe with all the essential ingredients for adult dogs. Delicious without compromising the well-balanced diet, it is infused with protein and calcium from chicken, beef and lamb. It is created with natural products like tomatoes, spinach and brown rice for healthy digestion and restoring normal cells.

Beneful Playful Life with Real Beef and Egg Dry Dog Food is another nutritious and toxin-free Purina product. Eggs were added to real beef to encourage the dog’s overall health. Aside providing essential benefits, Real Beef and Dry Dog Food enhances the dog’s coat, develop robust muscles and maintain strong teeth and gums. It has vegetables and fruits to provide the antioxidant properties needed for a long, energetic and contented life. Beneful Playful Life with Real Beef and Egg Dog Food is perfect when mixed with Mediterranean Style Medley.

For more info, visit Beneful’s Facebook page.

Beneful wiki page:

An Educated Opinion From George Soros on Ukraine

George Soros is a man of enviable qualities. A self-made billionaire and practicing Jewish man, he came from a Nazi-run Europe. As he grew older, he was offered a job on Wall Street where he flourished. Due to his financial successes, his opinion on the current state of Russia and how to deal with Her should be viewed as a highly credible opinion.

What Is Going On?
Many of us are unaware of the problems facing the other side of the world. Many of us don’t even care. However, it is important to acknowledge the rest of the world in order to better understand the future.

In 2014, the Ukrainian revolution began, spawning a curious turn of events. In response , Vladimir Putin, the President of Russia decided to invade Crimea of Ukraine in order to put a stop to the events. Later, he imposed a vote on the Crimean people: secede from Ukraine and join Russia or remain a sovereign nation. The results were highly in favor of seceding however, the Russian military was occupying the nation at the time which deemed the vote as illegitimate to the international community.

As violence from Russia continued, Western powers decided to enact sanctions upon the nation with hopes of ending the brutality. Unfortunately, this worked as a propaganda technique for Putin and a source of hatred for the Russian people.

Read more:
George Soros – Forbes

George Soros – Forbes

What Are The Current State of Things?
Russia is in a terrible economic state. The sanctions imposed by the Western powers have crippled their economy. Furthermore, the price of oil has been declining since 2015. Oil is critical to the Russian economy and in order to combat the sanctions, oil would have to be priced almost double what it currently is.

Soros’s Diagnosis
The best people to ask for help during economic hardship are wealthy businessmen. They reached their level of success through unmatched business acumen. George Soros Ukraine is one of these people.

In many opinion pieces, Soros has outlined the only way to truly win against the Russians: cripple their economy and diminish the morale of the citizens. We have accomplished one of these objectives but have failed to do the other.

The morale of Russian people remains high due to the similar economic hardships Ukraine is facing. If Ukraine were to prosper economically while Russia continued to struggle, Putin would no longer have an excuse for his shortcomings. The burden of debt continues to weigh the Ukraine down and Soros believes they should be relieved. This will help Ukraine prosper while the Russians continue to stagnate, creating an uncomfortable situation for Vladimir Putin.

Unfortunately, the European Union does not see the genius is Soros’s plot. As time continues, we will see how the situation unravels.

Learn more about George Soros:

Mangoes Replacing Import Food in Venezuela

Although Venezuela is experiencing some food shortages as a result of their challenging economic situation, individuals are filling the gap with mangoes which grow on trees in the lush tropical country.
According to local station El Venezolano, Venezuela has been beset by a number of different economic calamities brought on by the downturn in the price of oil, which is the major export of Venezuela and the subsequent weakening of the company’s credit rating. El Nino, the superstorm has also left the country without rainfall which has harmed their ability to produce sufficient rainfall for their hydroelectric dams leaving portions of the country without power. Further, foreign companies are hesitant to export items to Venezuela for fear of default, which is leaving the country short of food and other supplies. This has led to certain companies including Coca Cola and the nation’s largest brewery, stopping their production runs.

While mangoes are no substitute for meat and other elements of a balanced diet it does provide for a quick snack that helps alleviate hunger. People, including Osio’s children, have long grabbed mangoes from trees in their neighborhood, but now workers and other professionals dissuaded from buying food due to the high rate of inflation are also echoing these steps. In addition, people are moving towards more of a grain based diet from a meat based diet in the past.

Many citizens are blaming President Nicholas Maduro for the state of the country and are seeking to recall him in an upcoming vote. While Maduro’s government has delayed the recall vote it is likely to begin sometime in the upcoming future. Until then, mangoes may be on the menu.


Securus Technologies, Bringing Digital Security and ‘Big Data’ Analysis to the Criminal Justice System

Securus Technologies is one of the leading providers of security technology for both the civil and criminal justice systems. As a giant in the industry, they have launched many new tools to assist investigators, including their latest release Threads 3.1.
Threads 3.1 as explained by a Linked In tech expert is an analytics tool that allows the U.S. corrections market to integrate ‘big data’ into their investigative procedures, an ability that was once outside our reach. This tool also allows for better system performance, an improved user experience, and a fully integrated interface. With this advancement, corrections investigators will have a much easier time detecting criminal and prohibited behaviors in the prisons around the U.S.

Being a tax paying citizen, I feel as though security is one of the most important aspects of the criminal justice system. We do not incarcerate criminals with the intent of allowing them to continue their derelict behaviors behind a razor wire fence, yet that is what happens when prison technologies can’t keep up.

As a leader in it’s industry, Securus Technologies has found an amazing solution to a persisting problem. By serving as the premiere security technology for over 1,200,000 inmates in the U.S., Securus and the tools they provide will allow us to bridge the gap between outdated procedures and new corrections technology.

If you would like to know more about Securus Technologies and how their new solutions create a safer system for you and your family, visit any of the links below or visit their site directly at:,1#axzz3x4WE3xdO

No Coca-Cola in Venezuela

First Venezuela’s top brewery stops making beer because of a barley shortage, and now in a report published by Linked In, the Coca-Cola company is going to suspend production because of a shortage of sugar. This is a problem that FEMSA believes could last for quite a few months, maybe longer. According to FEMSA, their sugar suppliers in South America paused operations due to the sugar shortage. This is causing FEMSA to rely on dwindling sugar stocks. Coca-Cola FEMSA, serving Latin America, claims that 90 percent of their products require sugar. FEMSA, the largest Coke bottler in the world, is closing their central office in Venezuela but has no plans to leave the country. FESMA runs four Coca-Cola plants in Venezuela. FEMSA was founded in 1974 and its main headquarters are located in Monterrey, Mexico. It has had a place on the Mexican Stock Exchange since 1978.
FEMSA employs more than 100,000 people around the world. With more than 350 million customers, FEMSA has over 100 different kinds of soda under the Coca-Cola name. This means as explained by analyst Manuel Gonzalez it is possible that Venezuela won’t be seeing Sprite, Fanta, Fuze, or Vitamin Water for sometime to come. Venezuela’s economy seems to be close to collapsing. Earlier this week, President Madura had threatened to nationalize all the closed factories.

So far, Venezuelans are learning to live without Clorox after they pulled their supplies out of Venezuela. Avon has scaled back their beauty products.


India and Venezuela Have Import/Export Problems

The Commerce Ministry in India has a serious problems on its hands. According to local channel El Venezolano, Venezuelan importers are not likely to pay Indian exporters. Defaults could cause mayhem in the Indian economy. In Venezuela, India is a prime supplier of pharmaceutical supplies. In short, defaulting on payments could lead to a cutting of new imports. Venezuela would then be dealing with a serious medicine shortage.
Since Indian pharmaceutical companies fear lost business to other countries, payment problems are being tolerated for the moment. This cannot go on forever though as all parties realize.

“Venezuela’s fiscal problems have reached crisis levels” says expert David Osio. The country is in dire straits economically. Exacerbating the problem is the government’s non-payment to importers. Recently, the Venezuelan government made a partial payment to dairy farmers in neighboring countries. Imports of dairy products are not exactly picking up. India is now dealing with potential payment defaults from Venezuela. The Indian government may be able to come up with short-term solution to fix the immediate disaster.

India is trying to at least get somewhat of a partial handle on the situation.

A new payment mechanism is being devised by the Indian government in order to at least partially address some of the problems. Basically, when an Indian importer wishes to pay Venezuela, money will be held in an Indian bank. Only when it has been certified the imports have reached their destination will money be released to Venezuelan banks.